the only place to "Pre-Apply.com"
Statistics say that a majority of households carry more than 10 credit cards, with total balances
than can go into five figures. So don't feel alone if you have credit card balances. And while it's also
true that there are many low-rate credit card offers out there, it only takes missing one payment by
one day to see that rate skyrocket.
The good news is there may something you can do about it. There are a couple of options:
Your AmeriStar Loan Officer can help you decide which method is best for you.
than can go into five figures. So don't feel alone if you have credit card balances. And while it's also
true that there are many low-rate credit card offers out there, it only takes missing one payment by
one day to see that rate skyrocket.
The good news is there may something you can do about it. There are a couple of options:
- Refinance your existing 1st mortgage and take "cash out". Benefit = Best rates are on a
new 1st mortgage, and this option means having only one payment to manage - The second option is to take out a "2nd" mortgage, also known as a Home Equity Loan.
2nd mortgages carry higher rates than 1st mortgages, but this option can be preferable to a
new 1st mortgage if the rate on your existing loan is significantly below the current market
Your AmeriStar Loan Officer can help you decide which method is best for you.
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Pre-Apply.com is a service of AmeriStar Home Mortgage, Inc. Information is deemed reliable but not guaranteed,
and is subject to change at any time. Use of this site for informational purposes, and does not constitute a
commitment to lend. Equal Housing Lender. © 2007AmeriStar Home Mortgage, Inc.
and is subject to change at any time. Use of this site for informational purposes, and does not constitute a
commitment to lend. Equal Housing Lender. © 2007AmeriStar Home Mortgage, Inc.
or call toll-free 1.877.PRE.APPLY
(1.877.773.2775)
(1.877.773.2775)
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